Your daily budget, at a glance

How much can you
spend today?

SaveSmart shows your spendable amount each morning. Log what you spend and see how it shapes tomorrow's guide.

Download on the App StoreFree to start · iPhone
SaveSmart home screen showing today's spendable amount, today's spending, tomorrow's guide and quick entry
Actual app home screen

Open, log, and look back.

Your daily guide ties the whole experience together.

Home

See today's spending guide

See your daily amount at a glance, with today's spending and tomorrow's estimate together in one card.

Add

Log a purchase quickly

Use quick entry for frequent amounts, or choose a category and spending type to record an expense.

Analyze

Understand where it went

See category shares and spending trends to understand how your money was used.

Set your monthly cycle date and budget to get started. You can choose payday as your cycle date.

Try it yourself

Today's spendable money · 5 days left
$14

Spent today
$0
Tomorrow, at this rate
$18
Spent today Remaining to spend Each of the 4 blocks = tomorrow's spendable money
Try adding today's spending

Today's guide stays steady while tomorrow's changes.

Compare today's spending with the guide. What remains is spread across the days ahead.

※ This is an interactive demo. Your real numbers depend on your chosen cycle date, the amount set in the income field, fixed costs, and recorded spending.

How is this different from other budget apps?

Most budget apps are for logging what you spent, then looking back later.
SaveSmart is for checking, after you log something, how much you can still spend per day going forward.

SaveSmartTypical budget apps
When you check itBefore you spend (today's limit)After you spend (looking back)
Base unitHow much per dayHow much per month
Daily effortOpen, glance, doneCategorize and review charts
Best forKeeping a steady daily paceDetailed logging and analysis

Key features

The core experience is free. Want to go deeper? SaveSmart Plus.

Frequently asked questions

For anyone searching "app that tells you how much you can spend today."

Is there a budget app that tells you how much you can spend today?

SaveSmart (iOS) does exactly that. It divides the balance remaining in your current cycle by the days left, and shows your spendable amount for today every morning. It's built around keeping a steady daily pace, not after-the-fact tracking.

Can I use payday as the start of my monthly budget cycle?

Yes. Choose the day your monthly cycle starts. It can match payday, or be another date such as the 1st or 15th. Each cycle runs through the day before the next chosen start date.

Is there an app that automatically calculates a daily budget?

SaveSmart divides the remaining budget by the days left in your chosen monthly cycle. Its income field can hold your actual income or the amount you choose to allocate to the cycle. Fixed costs and recorded expenses are deducted, and planned expenses can be included with SaveSmart Plus.

Is it free to use?

Yes. Automatic daily budget calculation, expense logging, and charts are free. Deeper analysis and category budgets are available with SaveSmart Plus (Monthly $2.99 / Yearly $24.99).

Can it help me track subscriptions and avoid forgetting to cancel?

Yes, this is free. Add your fixed costs and subscriptions and SaveSmart notifies you before the next renewal date, so you stop paying for things you no longer use.

Can I see how much I spent per category?

Yes, this is free. You can see your spending breakdown by category at a glance, so you know exactly where your money goes.

If I spend during the day, does today's spendable amount go down?

Today's number is locked in each morning and does not change even if you log an expense later in the day. Because the number stays steady all day, it's easy to compare against what you actually spent.

What devices are supported?

SaveSmart currently supports iPhone (iOS).

Still have questions? Email yuki.mizuo12@gmail.com.

Stop today's overspending, today.

Open the app and today's spendable amount is already there. Start SaveSmart for free.

Download on the App StoreFree to start · iPhone